Health Net is introducing its brand new Medigap Plan Innovative G in California as of 2020. This plan will have the same benefits as Medigap Plan G and include some additional hearing and vision benefits.

What does Medigap Innovative G cover?

In addition to the core benefits that all Medigap plan G plans must offer, this plan will also include:

  • Routine Hearing Exam: one hearing exam every 12 months
  • Hearing Aid(s): includes fitting evaluation; hearing aid cost shares are based on technology level*:
      Level 1 – $0
      Level 2 – $700
      Level 3 – $1,125
      Level 4 – $1,580
  • Routine Eye Exam: one vision exam every 12 months
  • Eyewear: up to $250 allowance for frame and lens package once every 24 months or contact lens once every 12 months
  • Chiropractic/ Acupuncture ($0 copay/ 20 visits combined)
  • Silver&Fit: exercise and healthy aging program which provides either a no-cost membership at a local participating Silver&Fit fitness facility, or membership in the Silver&Fit Home Fitness Program for members who are unable to participate in a fitness facility or prefer to work out at home.

These new hearing aid cost shares are the same as those offered in Health Net Innovative Plan F. Since you are interested in Innovative G you might also want to take a look at Blue Shield Medigap G Extra and Blue Shield Medigap G Inspire. You can also compare plans here.

Can I Switch to Innovative G?

Short answer is YES! If you already have a Medigap plan you can apply for Innovative G at any time of the year but you may be subject to medical underwriting. You can also take advantage of the CA birthday rule outlined below. As of July 1, 2020, a standardized plan and an Innovative plan are considered equal in benefits. This means if you have a standard F or G you can switch to Innovative F, Innovative G or F extra during the California Birthday Rule. Navigate the Medigap Birthday Rule Nationally with Our Ultimate Guide.

Next Steps for enrolling with

Give us a call to enroll on any Medigap, Medicare Advantage or Part D drug plan. You can also apply online following the buttons below. There is never a charge or hidden fee to work with  Since Medicare insurance pricing is regulated, no one can sell you the same plan for less than we can.

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