Medigap, Medicare Advantage, Medicare Part D Drug Coverage Explained for the Overwhelmed. Are you looking for help in choosing the best Medicare Insurance? Choosing your health plan is one of the most important decisions you can make. It may also be one of the most confusing. If you are a bit overwhelmed you are not […]

There is no reimbursement for OTC rapid COVID test kits by Medicare. Good news: There are many ways to get free Covid test on Medicare.

Il, ID and NV all Pass new Medigap Switching Laws for 2022 Idaho, Illinois, and Nevada have all enacted legislation that will allow unhappy Medicare supplement insurance customers to switch plans without going through medical underwriting. People who already have Medicare supplement insurance or “Medigap” plans will be able to trade their Medigap policies for […]

Good News! Medicare Part B premiums for 2022 could be reduced due to lower costs.  Health and Human Services Secretary Xavier Becerra announced on Monday that he is instructing Centers For Medicare & Medicaid Services (CMS) staff members to reassess this year’s standard Part B premium. The price of Medicare Part B jumped from $148.50 […]

It’s Back!!! Blue Shield of California is again offering what is known as a “Medigap Underwriting Holiday.” Those who already have any Medicare Supplement plan (Medigap) or any Medicare Advantage plan, can switch to Blue Shield without underwriting approval. Basically, for the next few months, you can switch to any Blue Shield Medigap plan offered without answering […]

Question: If I purchase a Medicare Advantage (MA) plan, will it pay my Medicare Part B monthly premium? Short Answer: Maybe. If you select a MA plan that offers a “Give Back” benefit, the plan can pay some or all of your Part B monthly fee (called a premium). Detailed Medicare Advantage GiveBack Answer:  You are […]

Each year autumn brings cooler weather, color-changing leaves, and TV stations advertising Medicare Advantage.  You will often see a celebrity (usually former football stars like Joe Namath and Mike “Da Bears” Ditka) gushing about amazing Medicare Advantage plans that include delivered meals, rides to medical appointments, private home aides, discounts at pharmacies, dental, vision, etc., at […]

In the past few years, several insurance companies launched Medigap plans with additional or “extra” benefits. These plans not only offered the traditional core benefits required by Medigap plans, but also added ancillary coverage not included with Medigap such as vision, dental, and hearing benefits. The trend of offering extra benefits seems to be growing, […]

Aetna has just announced they will be offering what they are calling Plus plans. Dental, Hearing and Vision plans are now available for purchase in some states.

Oregon’s Medicare supplemental insurance “Birthday Rule” allows Medigap members to switch to an equal or lessor-benefit Medigap plan from the date of their birthday until 30 days after. Members who take advantage of this new switching law cannot be turned down for the new plan because of a pre-existing condition. This is one of the many options […]