How do I get the lowest price for Medicare Part D drugs?

The first step you need to take is to choose from 2 ways to get prescription drug coverage: you can choose a Medicare Part D plan or you can choose a Medicare Advantage Plan (like an HMO or PPO) that offers drug coverage. Once that is done, check out what you can do to lower the costs.
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Posted in: Prescription Rx | 1 Comment

How do I set up Mail Order for a Medicare Part D Drug Plan?

Let's learn how to set up mail order drug services to have your prescription drugs delivered to your home. This way, you can skip the line and inconvenience of visiting a pharmacy and get some more benefits along the way, such as 90-day medication supply conveniently delivered to your house.
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Posted in: Prescription Rx | 1 Comment

When Can I Switch My Medicare Part D Drug Plan?

If you want to switch your Part D plan, otherwise known as your Medicare prescription drug plan, you have very specific times in which this is allowed.
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Posted in: Prescription Rx | 2 Comments

What is the Donut Hole in 2019?

Medicare Part D's Donut Hole can leave significant costs for those 65 and over. However, the percentage you pay out of pocket each year has been decreasing for a few years now, and 2019 is the last one.
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Posted in: Prescription Rx

Medicare Part A: Costs and Coverage

Medicare is split into two parts: Part A covers hospitalization services and Part B covers day-to-day medical care.
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Posted in: Original Medicare | 3 Comments

Medicare Deadlines Cheatsheet

Remembering every deadline for Medicare Part A and B, Medigap (Medicare Supplement), Medicare Advantage and Drugs is just too difficult. That's why we at Senior65.com have come with this cheatsheet that will help you easily find the deadline you're looking for. We have broken up the deadlines into two parts: Initial Enrollment (when you are first eligible) and Special Enrollment (when you are allowed to enroll AFTER initial enrollment because of special circumstances such as existing coverage from work).
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Posted in: Original Medicare Medicare Advantage

Does Medicare cover Hospital Care?

Hospital care usually has considerable cost, and it leaves seniors wondering what is covered and what they will have to pay for. That's why Senior65 is making this Medicare guide to Hospital Coverage.
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Posted in: Original Medicare Medigap Medicare Advantage | 1 Comment

Natural Disaster Medicare Special Enrollment Program

CMS will provide a Special Enrollment Period (SEP) for individuals affected by severe storms, flooding, straight-line winds, and tornadoes who need to enroll in, disenroll from or switch Medicare health or prescription drug plans and have missed another enrollment period (i.e., either aging in or a SEP). This opportunity will be available in areas for which the Federal Emergency Management Agency (FEMA) has declared an emergency or major disaster and FEMA has determined they are eligible for Public or Individual assistance. It is available at the start of the incident period and runs for 4 full months.
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Posted in: Original Medicare

Special one-time only switch to Medigap Plan F Extra ends 4/15

Blue Shield is temporarily allowing existing Medigap members* to enroll in their new Medigap Plan F Extra without underwriting approval. This is a rare opportunity as Blue Shield usually requires a health review before allowing members to switch to plan F Extra.
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Does Medicare Cover Hearing Aids?

Hearing aids may seem unaffordable to many seniors, leaving them wondering if Medicare covers the costs. And, if not, how will they pay for their hearing aid costs, that can range to several thousand dollars.
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Posted in: Original Medicare Medicare FAQs | 34 Comments

Medicare’s Initial Enrollment Period Explained

It is important to know how the dates work when enrolling in Medicare to get the most out of it. Initial enrollment in Original Medicare, Part A or Part B, happens automatically if you are about to turn 65 and already getting Social Security or Railroad Retirement Benefits. If not, you will need to sign up for Medicare Part A and/or Part B during the Initial Open Enrollment.
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Posted in: Original Medicare | 1 Comment

WellCare to be acquired by Centene

Centene, a major insurance company that has widely expanded under the Affordable Care Act, announced its intention to buy WellCare, a smaller company based in Florida, for about $15.3 Billion. This deal would mean the creation of a health care giant selling health plans under the huge government programs Medicare and Medicaid. The combined company is expected to cover 22 million people in all 50 states.
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Posted in: Medicare Advantage | 1 Comment