Confirmed Special Enrollment Period: COVID-19

CMS has declared that individuals meeting the requirements listed in the original COVID-19 SEP announcement can enroll, dis-enroll, or switch Medicare Advantage and Part D plans until June 30, 2020.
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Health Net First Medigap to Cover Acupuncture and Chiropractic

Acupuncture and Chiropractic serve as different ways to decrease pain or make it more manageable. Medigap Innovative G in California is now covering both of them.
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Posted in: Medigap

Medicare now covers Acupuncture: 2020 Coverage Update

Until 2020, Medicare did not offer any coverage for Acupuncture, an alternative chinese technique based on inserting needles into the body to stimulate specific points. Now Medicare has finally decided to cover Acupuncture.
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Posted in: Original Medicare

Medigap Under 65 State Rules

Americans under 65 (U65) are able to enroll in Medicare due to disability or ESRD (End Stage Renal Disease). Some states require that you need to receive disability benefits for at least two years before you can enroll in Medicare. If you qualify for Medicare then you MAY also be able to enroll in Medigap to get additional coverage. There has been a lot of confusion on this subject due to state and federal laws, so we have created this article to help break down U65 Medigap by state.
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Posted in: Medigap | 3 Comments

Does Medicare cover Coronavirus?

According to the Centers for Disease Control and Prevention (CDC), older adults and people who have severe chronic medical conditions like heart, lung, or kidney disease are at risk for more serious COVID-19 complications. Senior65.com has received many request to explain how Original Medicare, Medigap (Medicare Supplement) or a Medicare Advantage (MA) plan step in to help seniors during this pandemic.
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What is happening to the Medicare Drug Donut Hole in 2020?

Medicare Part D's Donut Hole can leave significant costs for those 65 and over. However, the percentage you pay out of pocket each year has been decreasing for a few years now, but there are no more planed reductions in 2020
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Posted in: Prescription Rx | 2 Comments

Does Medicare Cover Acupuncture or Chiropractic?

Original Medicare offers limited coverage for physical therapy, but does it cover acupuncture and chiropractic? One is in and one is out.
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Posted in: Original Medicare Medicare FAQs | 38 Comments

Compare Medigap Innovative G and G Extra: Health Net vs Blue Shield

Now that Medigap Plan F is off limits for newly eligible Medicare members, most seniors don't even have to deal with deciding whether to enroll Plan F or Plan G, and just go right to Plan G and its variants offering added benefits.
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Is Medigap Plan G guaranteed issue in 2020?

You may have heard that there are some changes in Medigap coming in 2020, that will affect who can buy what Medigap plans. The main development is that Medigap Plan F will now not be available for people turning 65 after 2020.
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Posted in: Medigap | 3 Comments

2020 Medigap Changes: No New Plans C and F

As of 2020, Medicare Supplement plans will no longer sell new Medigap Plan C or F. Congress has decided that new Medigap plans in 2020 will no longer cover the Part B deductible.
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Posted in: Medigap | 74 Comments

Medigap Plan F 2020 Rules: MACRA explained

MACRA is a federal law that will change who can buy Medigap Plans F, High F, and C. As of 2020 only beneficiaries that are not newly eligibles will be able to keep Plan F, High F and C.
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Posted in: Medigap Prescription Rx | 14 Comments

Silver Sneakers: Medigap’s Secret for Seniors

The Silver Sneaker program offered through certain Medigap providers helps Medicare-eligible seniors improve their health. You might want to consider this program before...
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Posted in: Original Medicare Medigap | 43 Comments