HealthNet’s Innovative F Medigap plan

New Innovative Plan F Offers Hearing and Vision

by Katie Banks+ on Sep 07, 2018 | 4 Comments

HealthNet of California announced today that they will be offering hearing and vision benefits as part of their new Innovative Plan F Medicare Supplement (Medigap) Plan.  Taking a page out of Anthem’s wildly popular Innovative F launched last year, HealthNet has followed suit with their version of an Innovative F. 

HealthNet’s plan F includes all the benefits of a traditional Plan F but also includes the following benefits that are not covered by Medicare or other Medigap plans.

Get an Innovative F Medigap Quote

  • ROUTINE EYE EXAM (Every 12 Months)
  • Plan pays 100% after $10 copayment

  • GLASSES (Every 24 Months)
  • Plan pays up to $250 allowance for frame and lens package

  • CONTACTS (Every 12 Months)
  • Plan pays up to $250 allowance

  • HEARING EXAM (Every 12 Months)

  • There is a $500 benefit maximum for one hearing aid or $1,000 benefit maximum for two hearing aids (one pair) every three years.

So why is it “Innovative”?
Innovative Plan F offers the same benefits as Plan F with the addition of routine eye exams, eyewear, hearing exams and hearing aids. These additional benefits are not covered by Medicare or a standard Medicare Supplement Plan.

If you are interesting in enrolling in HealthNet’s Innovative F, please get an instant Innovative F quote here or contact Senior65 to learn more and enroll over the phone.

You can also Compare Anthem Blue Cross Innovative F vs HealthNet Innovative F vs Blue Shield F Extra

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Reader Comments and Questions

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By Carl on July 10, 2019

I see Silver Sneakers is not part of this plan. Is there any type of exercise/gym membership benefit with this plan?

Unfortunately, not with this plan. We recommend you look into Blue Shield F Extra, which has approximately the same benefits as Healthnet Innovative F and offers Silver Sneakers. You can also compare them here.

We can help you enroll and charge nothing for our services. Give us a call when you're ready.
-Michelle from

By Leah on March 18, 2019

I live in the 94523 are code, is your Healthnet plan avaliable?

It definitely is! We would love to help you enroll so please give us a call at 1-800-930-7956.

-Michelle from

By Manny on January 23, 2019

Do I have to fill out a new application and be subject to underwriting? I am now a member using regular Plan F. If the new application is rejected, will my insurance be cancelled or continue under the old Plan F?

Yes, you will have to complete a new application to move from Plan F to Innovative F. No, your old plan cannot be canceled if you are not approved on the new plan.

Please Note: HealthNet may allow you to move from F to their Innovative F without underwriting if you live in California as part of the birthday rule. Please give us a call and we can assist you with the application right over the phone.
-Chris from

By Gabriel on October 16, 2018

Which is the best plan? Innovative F from Anthem, Innovative F from HealthNet or F extra from Blue Shield??

Thanks for contacting us. Yes Blue Shield, Healthnet and Anthem all now offer Plan F coverage that includes some vision and hearing coverage in California. All are very similar so the one with the best price may be the best. You can get a quote here
-Michelle from

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