Medigap Plan High Deductible G: New Option after 2020

Medigap High Deductible G to replace High Deductible F

by Lisandro Bustos+ on Mar 18, 2019 | 1 Comment

After January 1st 2020, the Medicare Access and CHIP Reauthorization Act (MACRA) will change Medicare Supplement plans in all states. It will change who can buy Medigap Plans F, High F, and C. As of 2020 only beneficiaries that do not fall into the category of “newly eligible” will be able to keep Plan F, High F and C.

Why Medigap High Deductible G?

Since Plan High Deductible F cannot be purchased by those newly eligible Medicare recipients, Plan High Deductible G will become a new option. Plan High Deductible G will be accessible beginning January 1, 2020. Both newly eligible Medicare recipients and current recipients will have the chance to purchase this new plan.

What is Medigap High Deductible G going to cover?

As of now, we are still waiting for details on the coverage of High G. We assume members of the new High G Medigap will have to satisfy a high deductible before all the benefits of traditional G are covered but the new benefit summary is not yet available. We recommend you keep coming to this post as we will update it soon!

MACRA is coming in 2020, so which plan should I buy now?

You want to choose the plan that best addresses your issues now and later on. Most of our clients rely on Plan G for their best short and long-term solution but this may not be your case. You can get a quote and enroll in Medigap Plan F and G here. Should you want to discuss your specific case, don’t hesitate to give us a call at 800-930-7956.

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Reader Comments and Questions

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By Martin on March 19, 2019

When can we expect to see the details? Haven't they known for years that HIgh F is going away?

Hey Martin,
As of now they are not available but we are expecting to get them in the next few months. We'll keep you posted!

-Chris from

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