Medigap Plan High Deductible G: New Option after 2020

Medigap High Deductible G to replace High Deductible F

by Lisandro Bustos+ on Mar 18, 2019 | 7 Comments

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After January 1st 2020, the Medicare Access and CHIP Reauthorization Act (MACRA) changed Medicare Supplement plans in all states, in particular who can buy Medigap Plans F, High F, and C. As of 2020 only beneficiaries that do not fall into the category of “newly eligible” will be able to keep Plan F, High F and C.

Why Medigap High Deductible G?

Since Plan High Deductible F cannot be purchased by those newly eligible Medicare recipients, Plan High Deductible G will become a new option. Plan High Deductible G is accesible as of January 1, 2020. Both newly eligible Medicare recipients and current recipients have the chance to purchase this new plan.

What is Medigap High Deductible G going to cover?

Members of the new High G Medigap will have to satisfy a high deductible of $2340 before all the benefits of traditional G are covered. This plan has the same benefits as a traditional Plan G.

MACRA is coming in 2020, so which plan should I buy now?

You want to choose the plan that best addresses your issues now and later on. Most of our clients rely on Plan G for their best short and long-term solution but this may not be your case. You can get a quote and enroll in Medigap Plan F and G here. Should you want to discuss your specific case, don’t hesitate to give us a call at 800-930-7956.

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Reader Comments and Questions

By Ron on September 25, 2019

Hi, IS there a low deductible plan G After Jan. 1st 2020. Thanks

We are a little confused by your question. There is a regular Medigap Plan G which requires you to pay the Medicare part B deductible. There is the new Medigap G High deductible outline in the article and the new Medigap G Extra in California.
-Chris from

By Mary on September 13, 2019

I turn 65 in late december can I still purchase plan F next year

Yes, you can! Since you turn 65 before 2020 you are able to get Plan F. When the time comes can you please consider purchasing it through Senior65? That is how we get paid so we can keep answering questions and helping people online and over the phone. We charge nothing for our services but we get a small commission from the insurance providers. Your price will be the guaranteed lowest allowed by law. Call or click here to apply online:
-Michelle from

By Stanley on August 31, 2019

I am interested in finding out more information about the high deductible Plan G. Would you please send me any information once you receive it. Thank you.

We are still waiting on information about High Deductible Plan G. Any new information will be posted on this page. We can also contact you once we know more!
-Michelle from

By Marla on August 04, 2019

I have plan G. I am confused about the high deductible. I pay a deductible already. Will the amount change and when will we be notified by SS/Medicare. Also are premiums based on annual income. Income was never an issue when I I signed up for medicare.

If you have Plan G you do not have to worry about a high deductible. That will only apply to seniors who enroll in the new High Deductible Plan G once it becomes available in 2020.

There are three different ways in which Medigap can be priced but it is not based on income.
-Chris from

By Willo on July 11, 2019

Tdy is 7/10/19;when do you expect to publish details on Plan G, and Plan High G (if there is a high option)?

You can check the details of Plan G here. As for High G, we are still waiting on details. People should be able to enroll a couple of months before 2020 so it shouldn't be long.

If you decide to enroll in either of these plans, give us a call. There is never a fee to work with us.
-Michelle from

By Glenda on June 18, 2019

I understand those who already have Medicare Plan G will continue as is with deductible of $185.00. This article speaks of a Higher Deductible Plan G. Do you have any idea what the deductible will be?

While as of now there is still no certainty on the amount of the High G deductible, it is likely that it will be similar to the High F deductible, which currently is $2300.

If you wish to enroll in this plan, call us before January 1st so we can help you. There is no cost for our services.
-Michelle from

By Martin on March 19, 2019

When can we expect to see the details? Haven't they known for years that HIgh F is going away?

Hey Martin,
As of now they are not available but we are expecting to get them in the next few months. We'll keep you posted!

-Chris from

PLEASE NOTE: We cannot comment on specific Medicare claims. Contact Medicare directly if you are trying to see if your issue is covered.

We will not publish your last name or email if you submit this form.

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