As you may know Medigap underwent some changes in 2020, which means that the Medigap plans worth considering have also changed. Moreover, lots of people are wondering how the COVID-19 pandemic affects Medicare and additional insurance.
Rest assured: Medigap is still going strong and covering the 20% Medicare leaves out plus deductibles, copays, coinsurance, etc.
Which Medigap plans are the most popular in 2020?
If you are new to Medicare after 2020 here are our recommendations:
- Medigap Plan G: In most cases, this is the best option. It covers the most benefits possible at usually the most competitive prices. Even if you could purchase Plan F (in spite of the 2020 changes), Plan G usually is a better deal. You can compare Medigap G and F here to see how we came up with that recommendation.
- Medigap Innovative G or G Extra: These plans offer the same coverage as Plan G, but also cover some hearing and vision benefits. As of now you can find G Extra and Innovative G in California. You can also find Innovative G in Nevada. We expect more Innovative plans coming soon.
Note: In some states Innovative G will be a better deal than regular G.
- Medigap Plan N: Plan N is a good plan as long as you live in a state that doesn’t allow for Medicare’s excess charges.
- Medigap High Deductible G:
The least expensive Medigap plan, Medigap G High Deductible can be a good option as long as you are fine with high deductibles.
Next Steps to Enroll in a Medigap Plan
Give us a call here at Senior65.com and we can help you enroll at no cost to you. We are licensed in over 45 states and we are appointed at the top Medicare insurance providers such as Aetna, Anthem, Blue Cross, Blue Shield, Care First, Cigna, Humana, Mutual of Omaha, United American.
We guarantee the lowest rates allowed by law, so give us a call and we can help you compare prices and enroll.
If you turned 65 before 2020, you should check our article on Medigap’s Most Popular Plans.