In Connecticut and New York State, seniors are able to enroll in Medigap at anytime of the year. Each of these states handles it a little differently. Whereas most of the rest of the country only qualifies for Medigap guaranteed issue in your initial enrollment period.
Connecticut Medigap Policies
Individual Medigap plans in CT have guaranteed issuance to seniors at any time. On top of this rates cannot be varied based upon an applicant’s age, gender, or health status. However, coverage for a preexisting condition may apply if there has been a significant gap in coverage -usually for six months.
New York Medigap Policies
Individual Medigap plans in NY have guaranteed issuance for seniors at any time. In addition, seniors cannot be denied or charged any more for health status, claims experience, medical condition or whether the applicant is receiving health care services. However, a preexisting limitation may apply -usually for six months.
For any further questions about how Medigap works in your state call the number above or click here to get a Medigap quote.