Medigap and Medicare Advantage are the best options for seniors who are looking for supplemental coverage. Sometimes the decision can get difficult and some people even decide to make a switch afterwards. So if you enroll in Medigap, can you then switch to Medicare Advantage down the line? We’ve got your answer.
Can You Switch from Medigap to Medicare Advantage?
Yes. Not only you can switch from Medigap to Medicare Advantage (MA), but this may be a very smart move for Medicare-eligible seniors.
Why is Switching from Medigap to Medicare Advantage a Smart Move?
The main reason why starting with Medigap and switching later to a Medicare Advantage plan is a good option is because you are guaranteed enrollment into Medigap when first eligible. This way you can see how Medigap works for you, if you can afford it, how your health status evolves and decide at anytime during Open Enrollment each year if a Medicare Advantage plan is right for you or if you are happy with Medigap.
Things You Must Know about Medigap and Medicare Advantage
Before you enroll in either you must know:
- You cannot have both Medicare Advantage and Medigap
- Regardless of most preexisting conditions you can enroll in Medicare Advantage each year (unless you have End Stage Renal Disease)
- It can be difficult to enroll in Medigap after your 6 month initial enrollment period
The best way to learn if switching from Medigap to Medicare Advantage is right for you is to call a Senior65 agent at 800-930-7956.