If you’re turning 65, you’ve probably heard while Original Medicare and Medigap combo are the greatest financial protection, Medicare Advantage will cost less per month. So what if you enroll in Medigap, can you enroll in Medicare Advantage down the line? We’ve got your answer.
Can You Switch from Medigap to Medicare Advantage?
Yes. Not only can you switch from Medigap to Medicare Advantage (MA), but this may be a very smart move for Medicare-eligible seniors. Let me explain below.
Why is Switching from Medigap to Medicare Advantage a Smart Move?
The main reason why starting with Medigap and switching later to a Medicare Advantage plan is a smart move is because you are guaranteed enrollment into Medigap when first eligible. This way you can see how Medigap works for you, if you can afford it, how your health status improves, stays the same, or declines, and decide at anytime during Open Enrollment each year if a Medicare Advantage plan is right for you or stay with Medigap.
Remember switching from Medicare Advantage to Medigap is not as simple, and you may not be approved.
Things You Must Know about Medigap and Medicare Advantage
Before you enroll in either you must know:
The best way to learn if switching from Medigap to Medicare Advantage is right for you is to call a Senior65 agent at 800-930-7956.