As of 2020, Medicare Supplement plans (AKA Medigap) will no longer sell Plan F or Plan C to newly eligible Medicare members. Congress has decided that new Medigap plans will no longer be allowed to cover the Part B deductible after January 1, 2020. This will only affect plans C and F and will only impact certain beneficiaries as explained below.
How is Medicare Changing in 2020?
Congress believes that by requiring all Medicare members to pay their part B deductible this will reduce medical overuse. Since Medigap Plans C and Medigap Plan F* are the only plans that cover the part B deductible, they will be the only plans affected by this change.
Who is Impacted by the 2020 Medigap Change?
Newly eligible members on or after 1/1/2020 will no longer have the option of Medigap Plan C or Medigap Plan F. All other plans currently available should still be available for purchase. Anyone enrolled in a Medigap Plan C or Medigap Plan F as of 12/31/2019 will be “grandfathered” and able to continue with their plan as long as want. So if you currently have a plan F you will be able to keep it.
Which Medigap Plan Should You Choose?
Senior65 recommends that you select the best plan based on your:
- 1) Budget
2) Unique health needs
3) State specific laws.
Please contact us and a licensed Senior65 agent can help you with this process.
*Please Note: Medigap Plan F includes Medigap Plan F High Deductible