Does Medicare Cover Vision?

Learn if Original Medicare offers vision coverage

by Amy De Vore+ on Jun 15, 2015 | 6 Comments

The answer to the question, does Medicare cover vision, is a little more complicated than most “Does Medicare cover this” question.” While vision can include routine care like vision exams, glasses, vision can also mean more serious issues like cataracts, macular degeneration, diabetic vision issues. Not all vision care is covered equally. We’ll explain.

Does Medicare Cover Vision?

Medicare does not cover what we consider traditional vision care such as vision eye exams, glasses, contacts, and discounts for LASIK; however Medicare does cover yearly eye exams for diabetics, glaucoma tests, cataract surgery, and macular degeneration tests. Click here to learn more services that Medicare doesn’t cover.

Does Medigap Cover Vision?

While Medigap covers a lot, it does not cover traditional vision. But some Medigap plans cover coinsurance, deductibles, and copays for cataract surgery and other medical vision services covered by Original Medicare. 

Learn More about Medigap Get a Medigap Quote

Does Medicare Advantage Cover Vision?

Some Medicare Advantage plans offer vision coverage. Remember MA plans trade the nationwide network of Original Medicare for a local network, but can add extras like prescription drug coverage, senior dental, hearing, and vision coverage.

Learn More about Medicare Advantage Get a MA Quote

Are Stand-Alone Vision Plans Expensive?

Stand-Alone vision plans generally have low monthly premiums, but many times they have limited coverage. You will want to weigh your monthly premium with what the plan covers to see if it’s worth the price.

For further questions call an independent Senior65 agent at 800-930-7956.



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Reader Comments and Questions

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By Barb Nolan on March 27, 2017

I am covered by Medicare and Humana Gold for my supplement. Does Medicare cover regular yearly vision appointments? Does it cover cataract surgery, possible glasses needed after surgery and follow-up appointments?

The above article explains any vision coverage that Medicare offers, which includes covering cataract surgery.
-Amy from

By Scott on March 02, 2016

Where can I purchase additional Vision coverage? I am 67, live in Los Angeles and have Part A, Part B and Part D. I also have a Medigap plan F

Good question! Several companies offer bundled dental and vision, and stand-alone vision plans. Please call us at 800-930-7956, to find the right vision plan for you.
-Chris from

By Sandra on September 03, 2015

I had cataract surgery in the fall of 2013. I'm about to sign up for Medicare and a Medigap plan F this month. Will my follow up vision be covered under Medicare or do I need to purchase a separate vision plan?

Thank you for your question. If you have Medigap Plan F, and you need follow-up cataract screenings, it will be covered. However, Medigap does not check for normal vision screenings, and you may want to enroll in a stand-alone vision plan to help cover the costs of glasses and up vision check-ups.
-Chris from

By Jeremy Levy on August 13, 2015

I've heard that after cataract surgery you get a pair of glasses from Original Medicare. Is that true?

It is true that after cataract surgery, Medicare will partially cover the costs of one pair of eyeglasses or contact lenses. All Medigap plans will part are all the coinsurance; however, only Medigap C and F will cover your Part B deductible for your glasses or contacts.
-Jacima from

By Joshua N on July 02, 2015

How can I tell if a Medicare advantage plan covers vision?

Usually when Medicare Advantage plans add on an extra service they will put it in their summary of benefits. Or you can call one of our agents at 800-930-7956 and we'd be happy to help you out. Hope this helps.
-Jacima from

By Iggy on June 18, 2015

Your articles help me a lot. Medicare is so confusing coming the private sector, and now I get it (or am starting to get it)

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