In California there are two more ways to enroll in a Medigap plan without having to endure a waiting period or a health screening after your initial enrollment period ends. This is on top of the 7 ways to enroll in Medigap per the federal government for guaranteed issuance.
1) Medicare Advantage Ends Coverage in Your Area
If your Medicare Advantage plan ends coverage in your area you may enroll in a Medigap plan. However you must apply within 123 days after your Medicare Advantage plan ends.
2) CA Medigap Birthday Rule
In California, you may switch your current Medigap plan every year during the 30-day period that follows your birthday. You are able to switch companies, but you are only allowed to choose a plan that has equal or lesser benefits than your current plan. So you can switch from Plan A to Plan A, but not to Plan F. If you have a plan that is no longer sold you can replace your current with specific plans.
For further questions call the number above or click here to get an instant Medigap quote.