Open Enrollment Ends in:



When Will My Part D Coverage Start?

Learn when your Medicare prescription drug plan's effective date is

by Amy De Vore+ on Dec 26, 2016 | 1 Comment

Medicare Part D, Medicare’s prescription drug program, covers drugs prescribed by your doctor (not infusions or doctor administered drugs). When you become Medicare eligible and enroll in Part A and B you’ll also want to enroll in a prescription drug plan, even if you’re not currently taking any drugs (to avoid a Part D penalty).

What is the Medicare Part D Initial Enrollment Period?

Medicare’s Part D initial enrollment is a 7 month period that has the same initial enrollment period as Original Medicare. You will never be asked medical questions to enroll in a Part D plan. Remember the best way to choose a plan is to look up your current drugs and dosages

When is the Part D Initial Enrollment Period?

Part D initial enrollment starts three months before your 65th birth month, goes on for the month of your birth, and ends three months after.  Try our Senior65 Deadline Calculator for your personalized calendar or see our Part D start date chart below:

When you sign up for Part D*: When your Part D effective will begin:
3 months before your 65th birth month The 1st of your 65th birth month
During your 65th birth month The 1st of the following month
During the 3 months after your 65th birth month The 1st of the following month that you apply


*This whole chart assumes your Part B effective date is active

Learn More about Medicare Prescription Drug CoverageGet a Part D Quote

What if you Miss the Part D Initial Enrollment Period?

If you miss your Part D initial enrollment period, you will have to pay for all prescription drugs out of pocket until you enroll in a plan and you could owe a penalty (1% for every month you could have been enrolled but weren’t). But more importantly, when can you enroll? That’s easy you can apply during Medicare’s Annual Election Period (Oct 15 -Dec 7) every year, and your plan will start Jan 1.

*Notes:

  • If your birthday falls on the first of the month both your Medicare part B and Part D can start the first of the month proceeding your 65th birthday

 

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Reader Comments and Questions

Click Here if you have a question

By Ronald on March 24, 2019

Hello, What is the time/wait period to receive medicare part D once I enroll? Thank you, Ron

Ron,
If you enroll in Medicare Part D during your Initial Enrollment Period, your Medicare Part D coverage should begin on the first day of the following month that you apply for the plan. If you enroll in one of the three months prior to turning 65 years of age, your Medicare Part D coverage should begin on the first day of the month that you turn 65.

If you have not yet enrolled in Part D, call us at 800-930-7956 and we can help you do it at no additional cost!

-Michelle from Senior65.com



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PLEASE NOTE: We cannot comment on specific Medicare claims. Contact Medicare directly if you are trying to see if your issue is covered.




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