Turning sixty-five has some serious benefits. You get to save a little dough at the movies and at Denny’s, and you get to save a lot on your health insurance. But what to do when the magic number comes up? It’s easy as One, Two, Three.

1) Sign up for Medicare

Most people will be automatically enrolled in Original Medicare. For those of you that have to sign up there is a 7 month initial enrollment period. Original Medicare coverage is broken up into two parts: Part A (hospital) and Part B (general medical/doctor’s visits). So, if it’s so easy, why do you need to get make two more steps? I found out why.

2) Decide if you want Medicare supplemental coverage

Medicare Supplement insurance, Medigap, fills in the gaps where Medicare leaves off such as extending hospitalization by 365 days, paying for the first 3 pints of blood, and covering hospital coinsurance. Medigap offers insurance from to basic to extensive. More extensive plans cover deductibles, excess charges, and foreign emergency healthcare. This means that if you get sick, you won’t get sick from the medical bills.

3): Get a Prescription Plan

Prescriptions are not covered through Original Medicare or Medigap. But luckily there are plans to help you out. It is important that you add this, as well. Visit our Medicare Prescription Coverage page here.

Next Steps:
Find out how much Medigap cost by getting a quote below or contact Senior65 with any questions.