Now that you are a senior, or about to be one, there are some questions that go through your mind: Do you travel the world? Retire? Start a second career? I can’t help you with any of those, except to say, do what makes you happy. What I can help do is navigate your way through elder health insurance after the big 6-5.
Most People Get Medicare at 65
With the exception of persons under 65 on disability or with End Stage Renal Disease, most people will enroll in Medicare at 65.
You Need Both Medicare Part A & B
Medicare Part A is hospitalization coverage and Medicare Part B is medical insurance. Original Medicare has a nationwide network of doctors and hospitals, covers you in most cases however it can leave large medical bills if you have a serious illness. Click here to see Medicare rates.
Medigap Fills in Gaps of Medicare
Due to Medicare’s base coverage Medigap is offered to fill in the gaps. Medigap is technically called Medicare Supplement insurance and it covers out of pocket costs that Original Medicare doesn’t cover. A few of the things that Medigap covers is deductibles, coinsurance, copays, as well as it extends hospitalization.
Missed your Medigap Open Enrollment period? You might still have options—especially if you live in a state with flexible rules. Otherwise, enrolling may mean answering health questions. Check your chances with our free Instant Medigap Underwriting Checker or give us a call directly.
Anything Else?
Walk thirty minutes a day, try yoga, eat your veggies, and drink lots of water. An apple a day, doesn’t hurt either if you’re trying to keep the doctor away.
For further information call the number above or click here if you’re ready to get a Medicare Insurance quote.