To qualify for Medigap, you must satisfy the following items:
- Age: For those without certain disabilities, you must be 65 years or older to be eligible for Medigap.
- Medicare eligibility: You must be enrolled in Original Medicare (Parts A and B) to be eligible for Medigap.
- Residency: You must reside in the state where you are applying for Medigap coverage.
If you meet these requirements, you may be eligible for Medigap coverage. Learn more about Medigap qualifications below.
I’m under 65, do I qualify for Medigap?
You must have Medicare to qualify for Medigap. Only those who have certain disabilities qualify for Medicare when they are under 65. Most people under 65 cannot purchase a Medigap plan because they don’t yet qualify for Medicare.
I’m under 65 and disabled on Medicare, do I qualify for Medigap?
Regardless of your age, if you are enrolled in Medicare due to disability, you may still be eligible for Medigap coverage. The eligibility criteria and rules for Medigap coverage for those under 65 can vary by state. Check with our Medigap under 65 article to learn how your state determines how under 65 with disabilities qualify for Medigap.
If I have a pre-existing condition, do I qualify for Medigap?
Medigap insurance has guaranteed issue periods, which means that private insurance companies cannot turn you down for coverage due to pre-existing conditions. If you try to enroll outside your initial six-month open enrollment period that begins when you are 65 years old and enrolled in Medicare Part B, however, you could be turned down or charged more for Medigap.
Get a Medigap Quote Enroll in Medigap
I’m new to Medicare, do I qualify for Medgap?
If you are over 65 and are new to Medicare Part B, you may qualify for Medigap. If you apply when you are first eligible, you are guaranteed the right to purchase any Medigap policy available in your state, regardless of your health status.
Next steps for those that qualify for Medigap
2. Get an instant Medigap quote
3. Enroll online or give us a call at 800-930-7956