Anthem Blue Cross of California Medigap

Medigap Low-Cost Leader Anthem

by Amy De Vore+ on Apr 05, 2013 | 3 Comments

When looking at insurance companies that offer Medigap in California it can confusing, but it need not be. Here’s what I found out about a company that’s been around for 75 years, Anthem Blue Cross of California Medicare Supplemental Plans:

Is Anthem Blue Cross of California’s Medigap program right for you?

Good question. When I looked at their website this is what they are saying in praise of their plans:

  • Freedom – No need for referrals. All Medicare doctors are in your network.
  • Flexible – Fills in the gaps of your original Medicare plan.
  • Portable – All plans are good throughout the United States, and some plans cover you on foreign travel.
  • Guaranteed renewable – Medigap plans cannot be cancelled for any reason except for non-payment.
  • Stable – Plans stay the same, benefits will be only be adjusted as structured by original Medicare plan.

That’s all true. Sounds great, huh? Well, guess what? This is true of all Medigap policies because the federal government insures that all supplement plans (A, B, F, etc.) are identical to any other competitor’s.

So why would you choose Anthem Blue Cross of California Medigap over another provider?

Cost. Simple as that. Anthem offers some of the most competitive pricing in Medigap coverage.

Anthem Blue Cross Medigap, Check. Now what?

First things first, and this is very important, sign up in your initial enrollment period, or you are subject to a review of your health records. This period begins the first day of the month that you turn sixty-five, or as soon as you are eligible for Medicare even if you are under sixty-five due to being on disability, and this open enrollment ends six months later. But this doesn’t mean if you have missed this initial period that you will not be eligible for Medigap.

How much does Anthem Blue Cross of California’s Medigap cost?

As you know one size doesn’t fit all, to find out your specific rate click on one of the buttons below. Or if you want to read more about Medigap read the article Medicare Supplemental Insurance landing page.

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Reader Comments and Questions

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By Sandra on June 15, 2017

How much does a supplemental plan cost for someone 75 years old?

We'd be happy to help! We just need some more info, such as it for a male or female, does this person smoke, what is this person's Part B effective date, DOB, zip, and county. For more help give one of our Senior65 licensed independent insurance agents a call at 800-930-7956.
-Eric from

By sonia on June 12, 2017

Will retire in 4 months and i am not sure how to get medicare coverage. my husband and i are both 65yrs old. my husband is retired. I am leaning toward a medicare coverage that includes ucla hospital.i would prefer to be able to carry coverage during travel in and outside USA. also wants to know about part d.we both have blood pressure meds and for cholesterol, other meds we can buy otc .pls. comment about medicare advantage vs medigap for our needs.thank you

Our recommendation is always Medigap, if you can afford the monthly premium. If you cannot afford it, go with a Medicare Advantage plan. We can help you find both. Give one of our Senior65 licensed independent insurance agents a call at 800-930-7956.
-Chris from

By Mitchell Johns on September 19, 2015

Just retired through Calpers and my wife is included in health benefits. She is disable and currently has Medicare (since 1987). Effective Oct 1, 2015 my wife's Medicare becomes her primary and my PersCare becomes her secondary. She currently needs Total Parential Nutrition (TPN) via a PIC-line tube in her arm. Anthem Blue Cross currently covers her TPN costs, but now that Medicare becomes her primary we are very much concerned that her TPN treatments will not be covered by Part B. Does Anthem Blue Cross have a Medigap insurance that will cover TPN and equipment that Medicare would not approve for? My wife will be 61 in two weeks.

Thank you for your question. There are a few things here to address:
1) Generally, Medigap only covers services that Original Medicare covers, so Medigap probably will not cover what Medicare does not approve;
2) You'll want to contact Medicare directly to see how they cover TPN via PIC-line;
3) She can apply for a Medigap policy, however because she is under 65 it can be more expensive, and she will have to answer medical questions. Hope this helps!
-Amy from

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