Aetna Medigap Application

How to apply for Aetna Medicare Supplement Plan

by Katie Banks+ on Mar 01, 2019 | 1 Comment

Aetna offers many Medicare Supplemental (Medigap) plans to help cover the gaps in coverage that Original Medicare doesn’t pay for.

Start your application Aetna Medigap online

If you know you want to apply for Aetna Medicare Supplement, you can start it online here. If you need help filling out the application, please contact our team at 800-930-7956. 

Aetna Approval and Application Fees

If you are applying during your Medicare initial enrollment period your plan will automatically be approved.  Plans always begin on the first of the month.  So, for example, you could apply in Mid March and your plan could start as early as April 1st.  If you applied on the last day of March your plan could still start on April 1st.

In some areas Aetna charges an application fee. It is usually a one-time $20 fee and you will not be charged if your application is not approved.

Aetna Medigap Discounts

If two people from your household have an Aetna Medigap plan, you can each qualify for a discount. This is called a household discount. This amount varies but is usually around 5% each!  If your spouse already has Aetna and you join at a later time, you will still both get the discount moving forward.  We can help make sure that your application is tied to your spouses plan so you both can get the discount.

Most people pay by auto-debit from their checking or savings account.  If you want to receive a paper invoice, you will have to pay quarterly, semi-annually or annually in advance. Their may be a discount for paying in advance.

All About Aetna

Senior65 only works with top national insurance providers.  Aetna is no exception.  Did you know that Aetna began offering health insurance in 1899 and has over 18 million members?  Since Aetna has a national presence and so many members, they are often able to offer Medigap plans at better rates then their smaller competitors.  Prices vary by state so you will want to compare prices before applying using the link below.

Aetna (and competitors) Medigap Quotes.

The fastest way to apply for Aetna Medigap is using this link. 





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Reader Comments and Questions

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By Pammy on March 05, 2019

Since Aetna is so big is their doctor network bigger than other companies?

Hi Pammy,
Aetna has a large number of customers which makes it a "big" company. Its Medicare Supplement (AKA Medigap) network of doctors, however, is the exact same size as every other Medigap insurance company. All Medigap plans (except Medicare Select) have the exact same network as Medicare---The biggest doctor network in the nation.

If you are looking to enroll in an Aetna plan, please don't hesitate to give us a call and we can help you at no additional cost!

-Michelle from

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