The amount seniors typically pay for medical costs not covered by Medicare can vary widely depending on their individual circumstances and healthcare needs.

You can change from a Medicare Advantage plan to a Medigap plan but only during certain times of the year, and approval is not always guaranteed.

To qualify for Medigap, you must satisfy the following items: age, Medicare eligibility and Residency.

Medicare Supplemental insurance called Medigap is not a government program. Medigap is a private health insurance policy that is designed to complement Medicare, the federal health insurance program for people over 65, and certain disabled individuals. Medigap policies are offered by private insurance companies and are regulated by state and federal law.

Medigap premiums are not based on income. While some other Medicare products have pricing based on your income, Medigap never charges you more if you have a high income.

The Medigap OEP is a six-month period that begins on the first day of the month in which you are both 65 or older and enrolled in Medicare Part B.

Medicare supplemental plans (Medigap) are regulated so plans with the same letter have the same core benefits and doctor network regardless of which insurance company sells them.

Whether a Medigap plan is worth it depends on a number of factors, including your individual circumstances and financial situation.

While Medicare can help cover many of your healthcare expenses, it does not cover all of them. Often times, Medicare will only pay a portion of your medicare bills and in other cases, it will not pay for fees at all.

If you have obstructive sleep apnea, Medigap and Original Medicare will help you pay your CPAP machine. There are a few steps that you must follow before you receive assistance paying your CPAP.