Medigap policies can help pay for certain costs related to surgeries that Original Medicare does not fully cover. Medigap policies do not cover the cost of the surgery itself, but help pay co-pays, coinsurance, excess charges and deductibles.

Medigap plans, also known as Medicare Supplement Insurance, started in 1966. They were insurance policies designed to supplement Original Medicare (Parts A and B).

If you’ve missed your Medicare Supplement (Medigap) initial enrollment period, you may still be able to enroll in a Medigap policy, but it isn’t as straightforward as you may like.

Neither Original Medicare nor Medigap include prescription drug coverage at the pharmacy. Learn here which options you have.

Deciding which plan to enroll in – Medigap or Medicare Advantage – can be a tough decision, as it depends on your individual healthcare needs and circumstances. Here are some things to consider when making your decision

The Tar Heel State is not only grounded in its love of the land, but also in easy-to-understand Medigap plans. We’ve laid out the dos and don’ts for North Carolina Medicare Supplement (Medigap) plans.

While MA plans can provide additional benefits beyond Original Medicare, some people may have complaints about Medicare Advantage plan.

Medigap policies are private insurance policies that supplement Original Medicare (Parts A and B) by covering costs that Original Medicare does not cover, such as co-payments, deductibles, and coinsurance.

Medigap plans can be expensive, but the cost can vary depending on many factors such as the plan type and where you live in the United States.

Whether Medigap or Medicare Advantage saves you more money will depend on your individual circumstances and healthcare needs.