COBRA is not active employer coverage for Medicare purposes, so taking it instead of Part B at 65 can cause a late enrollment penalty and a coverage gap. Here is how to choose.

The real reasons your Medigap premium keeps going up, and the practical steps you can take to pay less for the same standardized coverage.

When diabetes can and can’t keep you from a Medigap plan, and how to switch even if you take insulin.

A step-by-step guide to switching Medigap plans in California during your 60-day birthday window with guaranteed acceptance.

When you’re healthy at 65, Medicare Advantage looks attractive — but the product you choose now shapes what you pay when your health changes.

For most people enrolling in Medicare for the first time, Medigap is worth getting — and the moment you sign up is the best time to do it.

Turning 65 triggers one of the most consequential financial decisions you’ll face in retirement: enrolling in Medicare.

If you’re on Medicare Supplement Plan G and the premium has recently climbed, switching to Plan N is a common way to lower your monthly Medigap cost. Plan N premiums typically run 20–35% lower than Plan G with the same carrier, age, and state. But Plan N isn’t identical to Plan G — it covers […]

Medicare’s coverage of GLP-1 weight loss drugs is about to change in a big way. On July 1, 2026 the Centers for Medicare & Medicaid Services will start the Medicare GLP-1 Bridge —which will give eligible Part D beneficiaries access to Wegovy, Zepbound, and Foundayo for a $50 monthly copay. The Bridge runs through December […]

IRMAA brackets for 2026 determine which people on Medicare pay an income-related extra charge on top of their Part B and Part D premiums