CA Senate Bill 407 has changed the California Birthday rule so residents of the Golden State now have 60 days after their birthday to switch Medicare Supplement (Medigap) plans. Even if you have a pre-existing condition, you can switch to an equal or lessor benefit plan during this time. This article is …
Recent data shows that 46% of the population uses at least one prescription drug a month. With that figure in mind, it is only natural to wonder how best to save effectively. You may be asking yourself, “What is a drug discount card? When should I use it? Can I combine a drug discount card with Part D? As usual, Senior65 is here to answer your questions…
As you are trying to figure out which Medigap plan is for you, you will surely encounter the term Household Discount. This is one of the many discounts that you can get with Medicare Supplements and we will explain in detail. It refers to a percentage off your Medicare Supplement premium
Acupuncture and Chiropractic serve as different ways to decrease pain or make it more manageable. Medigap Innovative G in California is now covering both of them.
Until 2020, Medicare did not offer any coverage for Acupuncture, an alternative chinese technique based on inserting needles into the body to stimulate specific points. Now Medicare has finally decided to cover Acupuncture.
Americans under 65 (U65) are able to enroll in Medicare due to disability or ESRD (End Stage Renal Disease). Some states require that you need to receive disability benefits for at least two years before you can enroll in Medicare. If you qualify for Medicare then you MAY also be able to enroll in Medigap to get additional coverage. There has been a lot of confusion on this subject due to state and federal laws, so we have created this article to help break down U65 Medigap by state.
Medicare Part D’s Donut Hole can leave significant costs for those 65 and over. However, the percentage you pay out of pocket each year has been decreasing for a few years now, but there are no more planed reductions in 2020
Now that Medigap Plan F is off limits for newly eligible Medicare members, most seniors don’t even have to deal with deciding whether to enroll Plan F or Plan G, and just go right to Plan G and its variants offering added benefits.