The Indiana Medigap Birthday Rule offers seniors a predictable moment each year to switch to an equal or lesser Medigap plan—with zero health questions and no waiting periods.

The Delaware Medigap Birthday Rule is designed to help seniors keep coverage affordable and flexible. It lets you review your current plan each year on your birthday and switch to another Medigap plan—without underwriting or stress.

2026 Medicare Cost can feel confusing, so let’s make it easy: see the exact Part A & B premiums, deductibles, and coinsurance for this year and how Medigap can steady your monthly budget.

It’s time to choose a Medicare Part D plan that actually works for you. Follow this easy step-by-step guide to compare costs, check drug coverage, and avoid common enrollment mistakes.

Figuring out how to decide between Medigap G companies doesn’t have to be tricky. All Plan G policies are legally required to cover the same benefits, so your best bet is to compare prices, see which discounts apply, and check out any extras or perks each company provides.

You’re packed and ready—but does Medicare cover you abroad if something happens? Original Medicare has very limited benefits outside the U.S., which is why many seniors pair it with Medigap’s foreign travel emergency coverage or a dedicated international plan (like IMG) when they head overseas.

Switching Medigap plans doesn’t have to be stressful. By avoiding these common mistakes and doing your research, you can make a smooth transition to a plan that better meets your needs.

Medigap plans are available to people who have Original Medicare. If you’re 65 or older and enrolled in Medicare Part A and Part B, you may qualify for a Medigap plan.

Is Original Medicare enough on its own? If you want predictable bills, the answer is no. Original Medicare pays its share, but that uncovered 20% can snowball—so most enrollees add Medigap first (and Part D), with Medicare Advantage as a distant second path.

Did you know that Medicare Supplement rates can increase up to twice a year? Learn how to navigate these changes and find the best options for your health needs.