Medicare Advantage FAQ

Medicare Advantage (MA) plans are plans offered by private companies that cover the same benefits offered in Medicare Part A and Part B, as well as additional benefits.

Read More »

Medigap FAQ

Medicare is a good start but has gaps in its coverage. These gaps could cost a lot of money should you have certain medical needs or conditions. Additionally, Medicare requires that you first pay deductibles before benefits begin. That is where Medicare Supplemental Insurance (Medigap) comes into plan.

Read More »

Medicare and Your Situation

Original Medicare is our country’s health insurance program for people aged 65 or older. Medicare is also available to people under 65 with certain disabilities, and

Read More »

Medicare Advantage Overview

Medicare Advantage is fairly similar to Original Medicare. The main difference is that when it comes to MA, your coverage is now offered by private companies. These plans are required to offer at least what Medicare does, and usually cover quite a lot more.

Read More »

Part D Overview

If you are already familiar with how Medicare works, you know that it does not cover prescription drugs. Throughout this article we will explain how to get this sorted out easily.

Read More »

Medigap Overview

You may already know that Medicare covers you up to 80%. A Medigap plan will take care of the remaining 20%. This means that whatever Medicare covers, Medigap will cover too.

Read More »

CA Medigap Birthday Rule 2020

CA Senate Bill 407 has changed the California Birthday rule so residents of the Golden State now have 60 days after their birthday to switch Medicare Supplement (Medigap) plans. Even if you have a pre-existing condition, you can switch to an equal or lessor benefit plan during this time. This article is …

Read More »

Do I need Part D if I have a Drug Discount Card?

Recent data shows that 46% of the population uses at least one prescription drug a month. With that figure in mind, it is only natural to wonder how best to save effectively. You may be asking yourself, “What is a drug discount card? When should I use it? Can I combine a drug discount card with Part D? As usual, Senior65 is here to answer your questions…

Read More »