CA Medigap Birthday Rule 2020
CA Senate Bill 407 has changed the California Birthday rule so residents of the Golden State now have 60 days after their birthday to switch Medicare Supplement (Medigap) plans. Even if you have a pre-existing condition, you can switch to an equal or lessor benefit plan during this time. This article is …
Do I need Part D if I have a Drug Discount Card?
Recent data shows that 46% of the population uses at least one prescription drug a month. With that figure in mind, it is only natural to wonder how best to save effectively. You may be asking yourself, “What is a drug discount card? When should I use it? Can I combine a drug discount card with Part D? As usual, Senior65 is here to answer your questions…
Medigap Household Discount: what is it and who has the best deal
As you are trying to figure out which Medigap plan is for you, you will surely encounter the term Household Discount. This is one of the many discounts that you can get with Medicare Supplements and we will explain in detail. It refers to a percentage off your Medicare Supplement premium
How Much Does Medicare Supplement Cost?
One of the most important facts to know Medigap is how much you are supposed to pay for it. This is not such a straightforward question as one might think. For starters, there are 10 different standardized Medicare Supplement plans .
Confirmed Special Enrollment Period: COVID-19
CMS has declared that individuals meeting the requirements listed in the original COVID-19 SEP announcement can enroll, dis-enroll, or switch Medicare Advantage and Part D plans until June 30, 2020.
Health Net First Medigap to Cover Acupuncture and Chiropractic
Acupuncture and Chiropractic serve as different ways to decrease pain or make it more manageable. Medigap Innovative G in California is now covering both of them.
Medicare now covers Acupuncture: 2020 Coverage Update
Until 2020, Medicare did not offer any coverage for Acupuncture, an alternative chinese technique based on inserting needles into the body to stimulate specific points. Now Medicare has finally decided to cover Acupuncture.
Medigap Under 65 State Rules
Americans under 65 (U65) are able to enroll in Medicare due to disability or ESRD (End Stage Renal Disease). Some states require that you need to receive disability benefits for at least two years before you can enroll in Medicare. If you qualify for Medicare then you MAY also be able to enroll in Medigap to get additional coverage. There has been a lot of confusion on this subject due to state and federal laws, so we have created this article to help break down U65 Medigap by state.
Does Medicare cover Coronavirus?
According to the Centers for Disease Control and Prevention (CDC), older adults and people who have severe chronic medical conditions like heart, lung, or kidney disease are at risk for more serious COVID-19 complications.
What is happening to the Medicare Drug Donut Hole in 2020?
Medicare Part D’s Donut Hole can leave significant costs for those 65 and over. However, the percentage you pay out of pocket each year has been decreasing for a few years now, but there are no more planed reductions in 2020
Does Medicare Cover Acupuncture or Chiropractic?
Original Medicare offers limited coverage for physical therapy, but does it cover acupuncture and chiropractic? One is in and one is out.
Compare Medigap Innovative G and G Extra: Health Net vs Blue Shield
Now that Medigap Plan F is off limits for newly eligible Medicare members, most seniors don’t even have to deal with deciding whether to enroll Plan F or Plan G, and just go right to Plan G and its variants offering added benefits.