What is the Part D “Donut Hole”?

To understand the Part D “Donut Hole,” you must first realize that traditional Medicare (Part A and B) doesn’t cover your prescription costs. Medicare Part D was set up to cover SOME of the cost of drugs you purchase at the pharmacy. Did you see how we wrote SOME in all caps? That’s because Part D will not cover ALL your Rx costs. There are still deductibles and coinsurance under Part D.

The Donut Hole is nickname for the period when drugs are not covered at the full amount under your Part D plan. It is also called the coverage Gap.  The good news is that during this Donut Hole period you can still buy the drugs at a discount.  

To learn more about the Donut hole and Part D drugs, please visit our Part D  Prescriptions drug page