Medicare Open Enrollment Is On Now

Open Enrollment Starts Oct 15 and Ends Dec 7

by Katie Banks+ on Oct 15, 2017 | 1 Comment

Medicare’s open enrollment period happens each year between October 15 and December 7. What does that mean for you? It’s “do over” time! If you don’t like your Medicare Advantage (MA)  or Medicare Part D drug plan, you get to switch plans.  If you make a move during this time, your new drug or MA plan must approve you at the best rate with no health questions asked.

This Article Was Updated on 10/15/2017 to reflect new information.

Medicare’s Open Enrollment is also the best time to switch from Medicare Advantage to a Medicare Supplement plan (AKA Medigap). Switching from MA to Medigap may require you to fill out a health questionnaire during the application.

To learn more about Open Enrollment, check our Senior65 Annual Election Period Open Enrollment Tool kit:

Learn More about Open Enrollment Here

Medicare Advantage Open Enrollment Details

The following are a few tips about icare Advantage plans:

  • Medicare Advantage must offer equivalent benefits as OriginalMedicare
  • Added benefits of MA plans may include gym memberships, dental, vision, hearing, and Part D drug coverage
  • Some Medicare Advantage plans offer $0 premium options
  • Some MA plans offer foreign emergency travel coverage
  • You usually cannot be enrolled in Medigap and Medicare Advantage at the same time.
  • Most MA plans have a Limited local network
  • Medicare Advantage or Medigap: Which is Better?

    This really depends on your financial situation. If you can afford a higher premium each month you are usually better off with the Medigap. If you are on a budget and ok with a local network of doctors, Medicare Advantage is your best bet.  Either one will protect your wealth better than Original Medicare alone.  See our “help me decide” tool below.

    Help Me Decide Between Medicare Advantage and Medigap Print Friendly Version


    Reader Comments and Questions

    (Click here to leave a comment)

    By Steven on June 19, 2018

    I turned 65 in Sept 2017, at the time and currently I have a medical plan through the company I work for. I need to sign up for Medicare as I plan to fully retire sometime this year if all goes well. How can I accomplish signing up for standard Medicare Benefits. I currently have no health related issues and where do I go to do so. Any information you can provide me would be appreciated. thanks Steve

    Steve,
    Thanks for our question. Since you are new to Medicare you will not need to sign up during Open enrollment. Start by using our Medicare Overview page here. This page will show you your enrollment options and give you links to SS where you can enroll in Medicare. Sometime they do require you to go into a Social Security office in person but that page should explain your options.

    Once you have signed up for Medicare you can then sign up for Medicare Advantage, Medigap and/or Medicare Part D drug coverage. You can plug in your info to learn more and get your deadlines here.
    Please call us if you have questions
    -Michelle from Senior65.com



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