Medicare Advantage offers a local network of doctors and hospitals in place of Original Medicare’s nationwide network. Due to this, you’ll want to make sure you get your network right.
How to Choose an MA Plan Network
When you go through Medicare Advantage plans in your area you’ll want to check a few things about their network:
- 1) Is the plan an HMO or PPO?
- 2) Does it cover foreign emergency care?
- 3) Does it offer any nationwide care?*
*All health emergencies will be covered an at any hospital as in-network care.
Find the Right Doctor with an MA Plan
Most Medicare Advantage plans are HMOs, so you’ll want to choose a primary care physician that does not have long waiting periods to be seen for visits. You should also ask friends and loved ones for recommendations for doctors, and then use the doctor compare on the CMS website to see ratings of physicians.
For help choosing a Medicare Advantage plan in your area call the number above or contact Senior65.com.