Medicare Part A and Part B pay toward services for elderly health care, however still leave a gap that the senior must cover. Medicare supplemental insurance, AKA Medigap, fills in these gaps. Our bullet list shows why you need both Medicare Part A and Part B, as well as a Medigap plan.
Elderly Health Care: Medicare Part A pays toward
- Hospital Care
- Skilled Nursing
- Nursing Home Care*
- Hospice
- Home Health Services*
*This coverage excludes custodial care
Elderly Health Care: Medicare Part B pays toward
- Mental Health
- Clinical Research
- Preventive Care
- Ambulance Services
- Doctor’s Office Visits
Services covered by Medigap Plan A
- Covers Part A hospital coinsurance
- Part B copay and coinsurance
- Part A hospice coinsurance
- First 3 pints of blood transfusion
Services covered by Medigap Plan F
- All services covered by Plan A
- Part A & B deductible
- Part B excess charges
- Skilled nursing coinsurance
- Foreign travel healthcare*
To get tips on what to do now that you are 65, read the article Healthcare Insurance for Seniors: 4 Tips.
* Need coverage beyond Medigap’s $50,000 limit? Get international travel insurance with IMG for extra protection.
Elderly Health Care, Medicare and Medigap: Next Steps
While you may have learned more than you ever wanted to know about Medicare and Medigap plans, we know that new information leads to questions.
For any further questions about Medicare or Medigap contact Senior65.com. Feel free to drop a comment/question in the section below or directly call one of our agents at 800-930-7956. We’re here to assist you in every possible way.
Our team WILL NOT charge you a fee for a quote or enroll you in a plan. We receive commissions directly from insurance providers at no extra cost to you.