Mammograms are very important for women, especially after 40. Mammograms are x-ray pictures of the breast that check for breast cancer in women have no symptoms or signs. This test can be expensive, so if you are Medicare-eligible you may wonder if Medicare covers the exam at all, and if it does how much you have to pay.
Are Mammograms Covered By Medicare?
Yes. Not only are mammograms covered by Medicare, the yearly exam is FREE. However if you need a diagnostic mammogram, you will pay 20% of this cost. How much will that be for you? Well that is more complicated because each medical provider that offers diagnostic mammograms can charge a different price.
Does Medigap cover Mammograms?
Medigap plans fill in the gaps of Original Medicare, therefore, yes, Medigap plans can cover the unforeseen cost of your diagnostic mammogram. Plans like “C” and “F” cover your Part B deductible, copays, and coinsurance, and you should not have any out of pocket costs after your monthly Medigap premium with these plans. Check out Medigap plans side by side to see which one cover the Part B coinsurance and copays.
Does Medicare Advantage Cover Mammograms
Medicare Advantage does cover mammograms. With MA plans you still have the free preventive exam; however, since Medicare Advantage plans are not standardized, you’ll have to research how each company and plan cover diagnostic mammograms -remember MA plans must cover everything that Medicare does, but it can vary the way they charge for coverage.
To learn more about what Medicare covers call a Senior65 agent 800-930-7956.