Does Medicare Cover Hospice?

Learn how Medicare covers hospice care

by Katie Banks+ on Jun 22, 2015 | 2 Comments

Hospice care is for the terminally ill, with 6 months or less to live. There are specific medical conditions that necessary to enter hospice care. While hospice care can be administered at home, it can also be given in a hospice facility. The big question is will Medicare cover hospice care? We have the answer.

Does Medicare Cover Hospice?

Yes, Medicare covers hospice care. It generally covers this service at no cost to you. However, respite care (temporary care in a facility or hospital to give your caretaker a break) can cost you up to 5%.

Does Medigap Cover Hospice?

While Original Medicare picks up 100% of the costs of Hospice, all Medigap plans pay all or part of your respite care. So it can eliminate further costs.

Learn More about Medigap Get a Medigap Quote

Does Medicare Advantage Cover Hospice?

Even when you are enrolled in Medicare Advantage your hospice care is covered by Original Medicare. To see if your Medicare Advantage plans covers respite care call us at 800-930-7956 and we’ll let you know.

Learn More about Medicare Advantage Get a MA Quote

To learn more about what Medicare covers call a Senior65 agent 800-930-7956.

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Reader Comments and Questions

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By Edwin Rodriguez on July 02, 2015

My wife is enrolled in medigap Land Medicare, she was just diagnosed with stage four brain cancer. She is starting hospice care will medigap L cover respite care? I'm just trying to figure all the costs in this horrible time.

Medigap L will cover 75% of the 5% that Original Medicare leaves behind. It makes your head turn to do the math, but it should leave you with 1.25% to pay. Since respite care can vary from facility to facility, we wouldn't be able to give you an exact dollar amount. Hope this helps in your research.
-Michelle from

By Paulie on June 23, 2015

My mother is in hospice care and I'm her usual caretaker. My daughter's just had a baby and the christening is happening, I would like to take the time off to go see her. Will respite care cover my break?

Respite care is for the caretaker, and many times the caretaker is family. Medicare should cover this break for you. Of course, you should contact your hospice doctor to confirm.
-Amy from

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