Does Medicare Cover Foot Care?

Find out if Medicare covers foot care

by Katie Banks+ on Jun 18, 2015 | 7 Comments

Foot care can be many things from medically necessary to routine care such as callouses. Either way these foot issues can be irritating, and most people want to see a doctor to have them removed or healed. But the important question is: Does Medicare cover foot care? Maybe. We’ll tell you what we mean.

Does Medicare Cover Foot Care?

Yes and no. Don’t you hate that type of answer? Yeah, we know. Well, this is why it’s yes and no. The yes is Medicare Part B covers medically necessary foot care (bunions, hammer toes, heel spurs), but it does not cover routine foot care (soaking feet, trimming, cutting, callouses).

What are Your Medicare Costs for Foot Care?

If it’s routine foot care, you pay 100%. If it’s considered medically necessary foot care, you pay your Part B deductible $185, copays, and coinsurance.

Does Medigap cover Foot Care?

Medigap plans can cover foot care. If you enroll in a plan that covers it your Part B deductible, coinsurance, copays, and deductible, such as Medigap “C” or “F”, you shouldn’t have any out of pocket expenses for foot care.

Learn More about Medigap Get a Medigap Quote

Does Medicare Advantage Cover Foot Care?

Medicare Advantage does cover foot care; however, since Medicare Advantage plans are not standardized, you’ll have to research how each company and plan covers foot care -remember MA plans must cover everything that Medicare does, but it can vary the way they charge for coverage.

Learn More about Medicare Advantage Get a MA Quote

To learn more about what Medicare covers call a Senior65 agent 800-930-7956.


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Reader Comments and Questions

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By Evelyn on June 25, 2019

I have just now started on Medicare and some how I have started having pain on the top of my foot and on the side of my ankle, will I be covered to go to a podiatrist to have it checked out

You will have to check with Medicare to see if they consider it medically necessary.

Now that you have enrolled in Medicare you may want to get a Medigap, Drug or Medicare Advantage plan. This will drastically reduce your out of pocket costs. We can help you at no cost to you.
-Michelle from

By Geraldine on April 06, 2019

Does Medicare cover foot care, cutting of toe nails for seniors. If yes, how often can this be done? Thank you

Medicare Part B only covers medically necessary care for treatment of injury, disease, or other medical conditions affecting the foot, ankle, or lower leg.
-Chris from

By Sharon on April 18, 2018

I am 67, on Medicare and Tri-care for Life (Retired Military). I want to know if I'm covered to see a podiatrist for toenail fungus and if not what my cost might be.

Thanks for your question. Unfortunately, as the article points out, we cannot comment on specifif VA benefits. We are here to explain how Medicare differs from VA benefits and to enroll those interested in additional medicare coverage should they want it.
Please contact the VA directly to see if your toenail fungus is covered. The number is listed above in the article.
-Eric from

By Gil Zawadski on December 15, 2016

The Medicare office says I am covered for orthotics being a type two diabetic, but two podiatrists dispute that coverage, saying Medicare will not cover this. What part of the puzzle am I missing

Medicare does cover orthotics that are medically necessary, and both your doctor and orthotic supplier accept Medicare assignment. If you're still concerned, you'll want to get a letter from Original Medicare stating that they will cover this service. That way if there is an issue, you can show that you had coverage. If you have a Medigap or Medicare Advantage policy you may more coverage. If you don't have one, but are interested, call one of our Senior65 licensed independent insurance agents at 800-930-7956.
-Amy from

By Trent on July 02, 2015

Is there an insurance that will cover my foot soaks and callous removal?

As far as we know, there are not any insurance providers that cover routine care, however, sometimes Medicare Advantage plans can offer extras (although, we haven't heard of one that does). It would be in their summary of benefits if they do so. Hope this helps.
-Michelle from

By Steven Jamie on June 25, 2015

Who determines if the foot care is medically necessary? your doctor or Medicare?

In the case of foot care, bunions, heels spurs, and other foot care services are predetermined by Medicare to be medically necessary services, if your doctor says that you require the treatment. Hope this helps.
-Chris from

By Tommy on June 20, 2015

Is the Part B deductible a yearly or benefit period deductible?

Medicare's Part B deductible is a yearly deductible, unlike Medicare Part A's benefit period deductible.
-Eric from

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