Blue Cross Michigan MyBlue Medigap℠ plan

Blue Care Network of Michigan (BCN) Medicare Supplemental Coverage Explained

by Katie Banks+ on Feb 07, 2013 | 3 Comments

Blue Cross Blue Shield Blue Care Network of Michigan (BCN) offers senior supplemental plans called MyBlue Medigap℠.  While you must purchase this coverage in the state of Michigan, MyBlue Medigap coverage is accepted nationwide with any health care provider that accepts Medicare. These plans are designed to cover all the gaps not covered under original Medicare. Blue Cross of Michigan will coordinate payment with Medicare and your health care providers.

Currently the Blue Care Network offers the following federally regulated plans:  A, F, M or N only. We will explain what is covered below.  Plan A is the most basic Medigap plan where plan F is the most comprehensive. Plan M and N are more comprehensive than A but less than F and are priced accordingly.

MyBlue Medigap Michigan Cost

If you apply to Blue Cross during Medigap open enrollment (within 6 months of signing up for part B Medicare) you are guaranteed to be approved at the best rate regardless of your health. If you have missed open enrollment, Blue Care will look at your zipcode,  age, gender, height, weight, health status and smoking history to determine your monthly premium.

These are age attained plans so your plan can increase in price as you age. They can also increase (or decrease)  your monthly fee if you move into a different rating area.

The quote button at the bottom of the page will give you quotes for Medigap plans in MI but currently is unable to process quotes for My Blue Medigap of Michigan. Please give us a call using the number at the top of this page and we will give you a quote over the phone (no personal information is required to get a quote).


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Reader Comments and Questions

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By cortisone shots covered? on February 03, 2016

Had to get a cortisone injection today/left knee, as it is bone on bone. Hoping this will buy me a little time. Are the shots covered?

Cortisone Shots Covered?,
As long as Original Medicare covers a service, and you have a Medigap policy that pays for your Part B deductible and coinsurance, you should be covered.
-Chris from

By DEB RORK on January 30, 2016

I am 65 have medicare and bc/bs as my secondary provider - but am looking to add dental coverage - can I get a quote? I will be in and out todaY,

Happy to help! Click here to get a senior dental quote in your area. For further questions please call us at 800-930-7956.
-Amy from

By Jolene Tackett Foley on January 25, 2016

I am a disabled woman and currently receiving Medicare parts A and B. I am also set up with Silverscript to get my pharmaseuticals. I am only 60 years old, however, and new to the State of Michigan. I would like to apply for Medigap to cover the "donut-hole" gap in my coverage. I will most likely be getting a hip replacement soon, so I need to sign up before that happens. Could I get an application to fill in without so much time spent comparing plans? It is my understanding that I have very few options, given that I am only 60 years of age. Thanks! Jolene.

Thank you for your question. Just to clarify, the "donut hole" refers specifically to prescription drug plans, not Medigap. Medigap fills in the gaps of Original Medicare. You can definitely apply, but you are correct there are only a handful of plans that offer coverage for under 65 year olds in Michigan, and they usually only offer Plans A and C.Hope this helps!
-Amy from

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About Katie Banks

Katie Banks is a mom and a life long educator. Her passions include technology, healthcare and finance. When she is not blogging you can find her sea kayaking with her dog Max (she wishes!). Google

Questions? Contact a licensed Senior65 agent: 800-930-7956