Blue Cross Michigan MyBlue Medigap℠ plan

Blue Care Network of Michigan (BCN) Medicare Supplemental Coverage Explained

by Katie Banks+ on Feb 07, 2013 | 5 Comments

Blue Cross Blue Shield Blue Care Network of Michigan (BCN) offers senior supplemental plans called MyBlue Medigap℠.  While you must purchase this coverage in the state of Michigan, MyBlue Medigap coverage is accepted nationwide with any health care provider that accepts Medicare. These plans are designed to cover all the gaps not covered under original Medicare. Blue Cross of Michigan will coordinate payment with Medicare and your health care providers.

Currently the Blue Care Network offers the following federally regulated plans:  A, F, M or N only. We will explain what is covered below.  Plan A is the most basic Medigap plan where plan F is the most comprehensive. Plan M and N are more comprehensive than A but less than F and are priced accordingly.

MyBlue Medigap Michigan Cost

If you apply to Blue Cross during Medigap open enrollment (within 6 months of signing up for part B Medicare) you are guaranteed to be approved at the best rate regardless of your health. If you have missed open enrollment, Blue Care will look at your zipcode,  age, gender, height, weight, health status and smoking history to determine your monthly premium.

These are age attained plans so your plan can increase in price as you age. They can also increase (or decrease)  your monthly fee if you move into a different rating area.

The quote button at the bottom of the page will give you quotes for Medigap plans in MI but currently is unable to process quotes for My Blue Medigap of Michigan. Please give us a call using the number at the top of this page and we will give you a quote over the phone (no personal information is required to get a quote).


Print Friendly Version

Reader Comments and Questions

(Click here to leave a comment)

By Bob on January 01, 2019

What is the difference between My Blue Medigap plans and your regular Medicare Supplement plans? I currently have a BCBS Supplement policy. Thanks

My Blue Medigap are Federally regulated Medicare Supplement (Medigap) plans offered by Blue Cross of Michigan. They have the same primary benefits as all federally regulated Medigap plans. If you are interested in enrolling in a plan, please contact us.
-Michelle from

By Stephen Burt on April 03, 2017

Inquiring if my plan includes any type of gym membership coverage such as silver sneakers. Thank you

Thank you for your question. If you currently have a health plan, call the number on the back of your card to find out if it covers Silver Sneakers. If you're looking to enroll in a plan that offers Silver Sneakers, call one of our Senior65 licensed independent insurance agents at 800-930-7956.
-Michelle from

By cortisone shots covered? on February 03, 2016

Had to get a cortisone injection today/left knee, as it is bone on bone. Hoping this will buy me a little time. Are the shots covered?

Cortisone Shots Covered?,
As long as Original Medicare covers a service, and you have a Medigap policy that pays for your Part B deductible and coinsurance, you should be covered.
-Chris from

By DEB RORK on January 30, 2016

I am 65 have medicare and bc/bs as my secondary provider - but am looking to add dental coverage - can I get a quote? I will be in and out todaY,

Happy to help! Click here to get a senior dental quote in your area. For further questions please call us at 800-930-7956.
-Amy from

By Jolene Tackett Foley on January 25, 2016

I am a disabled woman and currently receiving Medicare parts A and B. I am also set up with Silverscript to get my pharmaseuticals. I am only 60 years old, however, and new to the State of Michigan. I would like to apply for Medigap to cover the "donut-hole" gap in my coverage. I will most likely be getting a hip replacement soon, so I need to sign up before that happens. Could I get an application to fill in without so much time spent comparing plans? It is my understanding that I have very few options, given that I am only 60 years of age. Thanks! Jolene.

Thank you for your question. Just to clarify, the "donut hole" refers specifically to prescription drug plans, not Medigap. Medigap fills in the gaps of Original Medicare. You can definitely apply, but you are correct there are only a handful of plans that offer coverage for under 65 year olds in Michigan, and they usually only offer Plans A and C.Hope this helps!
-Amy from

Leave a Question or Comment Below

If you would like to receive an instant answer, try our new answerbot to the right! --->

We are a small but energetic team! If you are already working with an insurance agent, please direct your question to him or her.

If you do not have an agent (or you are unsatisfied with your agent's knowledge or service), shoot us your question below and consider enrolling in a plan through Senior65! For more check out "Why work with Senior65?"

We will not publish your last name or email if you submit this form.

It's 100% FREE to work with Senior65

Call our licensed agent today at 800-930-7956. Click here to learn 5 great reasons to work with