Blue Cross Blue Shield Blue Care Network of Michigan (BCN) offers senior supplemental plans called MyBlue Medigap℠. While you must purchase this coverage in the state of Michigan, MyBlue Medigap coverage is accepted nationwide with any health care provider that accepts Medicare. These plans are designed to cover all the gaps not covered under original Medicare. Blue Cross of Michigan will coordinate payment with Medicare and your health care providers.
Currently the Blue Care Network offers the following federally regulated plans: A, F, M or N only. We will explain what is covered below. Plan A is the most basic Medigap plan where plan F is the most comprehensive. Plan M and N are more comprehensive than A but less than F and are priced accordingly.
MyBlue Medigap Michigan Cost
If you apply to Blue Cross during Medigap open enrollment (within 6 months of signing up for part B Medicare) you are guaranteed to be approved at the best rate regardless of your health. If you have missed open enrollment, Blue Care will look at your zipcode, age, gender, height, weight, health status and smoking history to determine your monthly premium.
These are age attained plans so your plan can increase in price as you age. They can also increase (or decrease) your monthly fee if you move into a different rating area.
The quote button at the bottom of the page will give you quotes for Medigap plans in MI but currently is unable to process quotes for My Blue Medigap of Michigan. Please give us a call using the number at the top of this page and we will give you a quote over the phone (no personal information is required to get a quote).
Understand Michigan Medigap rules better by reading this article.