As the Affordable Care Act is right around the corner many seniors are wondering if they have to purchase one of the new plans. Answer is, seniors don’t have to do anything. For those over 65, Medicare will still cover them.
Senior Benefits Do Not Change
According to USA Today, Michele Patrick, Medicare’s deputy director for communications stated, “We want to reassure Medicare beneficiaries that they are already covered, their benefits are not changing and the marketplace doesn’t require them to do anything.”
Seniors Are Target of Scams
The one concern that officials have for seniors becoming the target of scammers. If a senior is unaware they do not sign up for one of the new metal plans known as the ObamaCare Bronze, Silver, Gold, and Platinum Health Plans, someone could get personal information from them and/or steal their money. It is important that seniors are made aware that they still work with Medicare. Medicare is taking this so seriously that in its yearly pamphlet, “Medicare and You,” it states the Affordable Care Act plans are not for Medicare recipients.
Medicare Insurance Not Affected by ACA
Medigap and Medicare Advantage members are not affected either by the new metal plans. Medicare Advantage replaces Original Medicare by exchanging a large network for a smaller one and adding on extra benefits like dental, vision, and gym memberships. Medigap is supplemental insurance which adds coverage like covering Original Medicare’s deductibles and coinsurance.
Added Benefit of ObamaCare for Seniors
Seniors now receive ACA $0 preventive care, including wellness visits, mammograms, and colonoscopies.
To learn more about plans available for seniors call 800-930-7956 or contact Senior65.