Are you Medicare ready? Here are four things you should consider:
1) Check your Insurance Card
Did you change your health plan during Medicare’s open enrollment? If you did, you’ll want to make sure that you bring the correct Original Medicare, Medicare Advantage, and/or prescription drug coverage card with you to the doctor or pharmacy.
2) Budget for your Medicare Costs
Make sure to budget for you Medicare out of pocket costs. If you are enrolled in Original Medicare or Medicare Advantage, you’ll want to budget for for deductibles, copays, and coinsurance. If you’re worried about additional costs, look into Medigap plans that can cover the majority of your out of pocket costs. Not happy with your Medigap plan? If it’s getting too expensive or doesn’t fit your healthcare needs anymore, you may be able to switch to a better one. Plus, we always recommend using our Instant Medigap Underwriting Checker to see if you’re a good candidate for approval ahead of time.
3) Take Advantage of your $0 Preventive Care
Medicare offers $0 preventive services for flu shots, diabetes screenings, depression screenings, cardiovascular screenings, and other services.
4) Make Sure your MA or Drug Plan Works for You
A little known fact is that if you don’t like your Medicare Advantage and Prescription Drug Plan you are able to switch anytime in the year to a 5-star rated plan. We can help you research 5-star plans in your area.
For further information about enrolling or switching insurance plans, please call 800-930-7956 or click here for a Medicare health plan quote.