Blue Shield Medigap Plan G and G Extra Compared
Blue Shield of California was one of the first insurance provider to add additional benefits such as vision and hearing coverage to the popular Medigap Plan G. In July of 2023 they also added chiropractic and Acupuncture services. Check out the full comparison between Standard Medigap G and G Extra and get instant pricing below. Note: Blue Shield also offers Medigap G Inspire but that is no longer available for new enrollment.
| Blue Shield of CA Medigap Plan G |
Blue Shield of CA Medigap Plan G Extra |
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|---|---|---|---|
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Price will display on this page. Estimated price is based on non-smoking applicants and include a discount for autopay. |
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| Enrollment | Enroll in Plan G | Enroll in Plan G Extra | |
| Doctor Network | All Doctors that accept Medicare | All Doctors that accept Medicare | |
| Part A Hospital Benefit Period Deductible | You pay $0 | You pay $0 | |
| Hospital days Coinsurance | You pay $0 | You pay $0 | |
| Skilled Nursing Facility Coinsurance | You pay $0 | You pay $0 | |
| First 3 Pints of Blood | You pay $0 | You pay $0 | |
| Part B Annual Deductible | You pay $240 | You pay $240 | |
| Part B Copays/Coinsurance | You pay $0 after Part B deductible | You pay $0 after Part B deductible | |
| Part B Excess Charges | You pay $0 after Part B deductible | You pay $0 after Part B deductible | |
| Foreign Travel Emergency | You pay 20% | You pay 20% | |
| Vision | |||
| Routine Eye Exam (every 12 months) | Not included | You pay $20 | |
| Glass Frames (every 24 months) | Not included | $100 Allowance | |
| Glass Lenses (every 12 months) | Not included | You pay $25 | |
| Contacts (every 12 months) | Not included | You pay $25 | |
| Hearing | |||
| Hearing Exam (every 12 months) | Not included | You pay $0 | |
| Hearing Aids (every 12 months) | Not included | $499-$799 discount on Vista Models | |
| Other Benefits | |||
| Chiropractic/Accupunture | No | 20 visits | |
| Gym | Yes | Yes | |
| New to Medicare Discount per month for 12 months | $25 | $25 | |
| Household Discount | 7% | 7% | |
| Autopay Discount | $3 | $3 | |
| Over-the-Counter Benefits (quarterly) | No | $100 | |
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Price will display on this page. Estimated price is based on non-smoking applicants and include a discount for autopay. |
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| Enrollment | Enroll in Plan G | Enroll in Plan G Extra | |
Some takeaways from the chart above:
- All Medigap Gs require that you pay the Part B Deductible
- Medigap G Extra offers the same benefits as standard G, but adds hearing, vision and Over-the-Counter benefits
Blue Shield Medigap G and Medigap G Extra Background
Blue Shield of California, an independent member of the Blue Shield Association, is a nonprofit health plan offering Medigap plans.
According to AHIP “State of Medigap 2020,” Plan G is currently the number one selling Medigap plan on the market. Blue Shield was one of the first to offer additional ancillary benefits to Medigap Plan G in the form of vision, hearing and roadside assistance.
Blue G Extra offers hearing, vision benefits, gym and over-the-counter benefits.
If you have more questions or want to enroll over the phone, call us at 800-930-7956 or schedule a time with one of our agents. You can also enroll online in less than 5 minutes.
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