Blue Shield Medigap Plan G, G Extra and G Inspire compared

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Blue Shield of California was the first insurance provider to add additional benefits to the popular Medigap Plan G. Let’s check out the full comparison between Standard Medigap G, G Extra and G Inspire. You will find recommendations at the end of the chart.


Blue Shield Medigap Plan G Blue Shield Medigap Plan G Extra Blue Shield Medigap Plan G Inspire

Price will display on this page. Estimated price does not include surcharges for smokers.




Enrollment Enroll in Plan G Enroll in Plan G Extra Enroll in Plan G Inspire
Doctor Network All Doctors that accept Medicare All Doctors that accept Medicare All Doctors that accept Medicare
Part A Hospital Benefit Period Deductible You pay $0 You pay $0 You pay $0
Hospital days Coinsurance You pay $0 You pay $0 You pay $0
Skilled Nursing Facility Coinsurance You pay $0 You pay $0 You pay $0
First 3 Pints of Blood You pay $0 You pay $0 You pay $0
Part B Annual Deductible You pay $203 You pay $203 You pay $203
Part B Copays/Coinsurance You pay $0 after Part B deductible You pay $0 after Part B deductible You pay $0 after Part B deductible
Part B Excess Charges You pay $0 after Part B deductible You pay $0 after Part B deductible You pay $0 after Part B deductible
Foreign Travel Emergency You pay 20% You pay 20% You pay 20%
Vision
Routine Eye Exam (every 12 months) Not included You pay $20 You pay $20
Glass Frames (every 24 months) Not included $100 Allowance $100 Allowance
Glass Lenses (every 12 months) Not included You pay $25 You pay $25
Contacts (every 12 months) Not included You pay $25 You pay $25
Hearing
Hearing Exam (every 12 months) Not included You pay $0 You pay $0
Hearing Aids (every 12 months) Not included $499-$799 discount on Vista Models $499-$799 discount on Vista Models
Other Benefits
Gym Yes Yes Yes
New to Medicare Discount per month for 12 months $25 $25 $25
Household Discount 7% 7% 7%
Autopay Discount $3 $3 $3
Over-the-Counter Benefits (quarterly) No $100 $100
American Automobile Association Membership No No Yes

Price will display on this page. Estimated price does not include any surcharges for smokers.




Enrollment Enroll in Plan G Enroll in Plan G Extra Enroll in Plan G Inspire

Some takeaways from the chart above:



Blue Shield Medigap G, G Extra and G Inspire: Background


Blue Shield of California, an independent member of the Blue Shield Association, is a nonprofit health plan dedicated to providing Californians with access to high-quality health care at an affordable price.

According to AHIP “State of Medigap 2020,” Plan G is currently the number one selling Medigap plan on the market. Blue Shield was one of the first to offer additional ancillary benefits to Medigap Plan G in the form of vision, hearing and roadside assistance.

Blue G Extra and G Inspire offer hearing and vision benefits. Since both plans are relatively new Medicare Supplement plans, they have a pool of younger members. This may allow the plans to be better priced. The Blue Shield G Inspire is not available in all markets.


If you have more questions or want to enroll over the phone, call us at 800-930-7956 or schedule a time with one of our agents. You can also enroll online in less than 5 minutes.

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