Blue Shield Medigap Plan G, G Extra and G Inspire compared

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Blue Shield of California was the first insurance provider to add additional benefits to the popular Medigap Plan G. CA residents who apply for these plans before Dec 31, 2022 and can skip all health questions. Learn more about Blue Shield’s Underwriting Holiday here. Check out the full comparison between Standard Medigap G, G Extra and G Inspire below and get instant pricing below.


Blue Shield Medigap Plan G Blue Shield Medigap Plan G Extra Blue Shield Medigap Plan G Inspire

Price will display on this page.
Estimated price is based on non-smoking applicants and include a discount for autopay.



Enrollment Enroll in Plan G Enroll in Plan G Extra Enroll in Plan G Inspire
Doctor Network All Doctors that accept Medicare All Doctors that accept Medicare All Doctors that accept Medicare
Part A Hospital Benefit Period Deductible You pay $0 You pay $0 You pay $0
Hospital days Coinsurance You pay $0 You pay $0 You pay $0
Skilled Nursing Facility Coinsurance You pay $0 You pay $0 You pay $0
First 3 Pints of Blood You pay $0 You pay $0 You pay $0
Part B Annual Deductible You pay $226 You pay $226 You pay $226
Part B Copays/Coinsurance You pay $0 after Part B deductible You pay $0 after Part B deductible You pay $0 after Part B deductible
Part B Excess Charges You pay $0 after Part B deductible You pay $0 after Part B deductible You pay $0 after Part B deductible
Foreign Travel Emergency You pay 20% You pay 20% You pay 20%
Vision
Routine Eye Exam (every 12 months) Not included You pay $20 You pay $20
Glass Frames (every 24 months) Not included $100 Allowance $100 Allowance
Glass Lenses (every 12 months) Not included You pay $25 You pay $25
Contacts (every 12 months) Not included You pay $25 You pay $25
Hearing
Hearing Exam (every 12 months) Not included You pay $0 You pay $0
Hearing Aids (every 12 months) Not included $499-$799 discount on Vista Models $499-$799 discount on Vista Models
Other Benefits
Gym Yes Yes Yes
New to Medicare Discount per month for 12 months $25 $25 $25
Household Discount 7% 7% 7%
Autopay Discount $3 $3 $3
Over-the-Counter Benefits (quarterly) No $100 $100
American Automobile Association Membership No No Yes

Price will display on this page.
Estimated price is based on non-smoking applicants and include a discount for autopay.



Enrollment Enroll in Plan G Enroll in Plan G Extra Enroll in Plan G Inspire

Some takeaways from the chart above:



Blue Shield Medigap G, G Extra and G Inspire: Background


Blue Shield of California, an independent member of the Blue Shield Association, is a nonprofit health plan dedicated to providing Californians with access to high-quality health care at an affordable price.

According to AHIP “State of Medigap 2020,” Plan G is currently the number one selling Medigap plan on the market. Blue Shield was one of the first to offer additional ancillary benefits to Medigap Plan G in the form of vision, hearing and roadside assistance.

Blue G Extra and G Inspire offer hearing and vision benefits. Since both plans are relatively new Medicare Supplement plans, they have a pool of younger members. This may allow the plans to be better priced. The Blue Shield G Inspire is not available in all markets.


If you have more questions or want to enroll over the phone, call us at 800-930-7956 or schedule a time with one of our agents. You can also enroll online in less than 5 minutes.

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