Blue Shield Medigap Plan G, G Extra and G Inspire compared
Blue Shield of California was the first insurance provider to add additional benefits to the popular Medigap Plan G. CA residents who apply for these plans before Dec 31, 2022 and can skip all health questions. Learn more about Blue Shield’s Underwriting Holiday here. Check out the full comparison between Standard Medigap G, G Extra and G Inspire below and get instant pricing below.
| Blue Shield Medigap Plan G | Blue Shield Medigap Plan G Extra | Blue Shield Medigap Plan G Inspire | |
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Price will display on this page. Estimated price is based on non-smoking applicants and include a discount for autopay. |
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| Enrollment | Enroll in Plan G | Enroll in Plan G Extra | Enroll in Plan G Inspire |
| Doctor Network | All Doctors that accept Medicare | All Doctors that accept Medicare | All Doctors that accept Medicare |
| Part A Hospital Benefit Period Deductible | You pay $0 | You pay $0 | You pay $0 |
| Hospital days Coinsurance | You pay $0 | You pay $0 | You pay $0 |
| Skilled Nursing Facility Coinsurance | You pay $0 | You pay $0 | You pay $0 |
| First 3 Pints of Blood | You pay $0 | You pay $0 | You pay $0 |
| Part B Annual Deductible | You pay $226 | You pay $226 | You pay $226 |
| Part B Copays/Coinsurance | You pay $0 after Part B deductible | You pay $0 after Part B deductible | You pay $0 after Part B deductible |
| Part B Excess Charges | You pay $0 after Part B deductible | You pay $0 after Part B deductible | You pay $0 after Part B deductible |
| Foreign Travel Emergency | You pay 20% | You pay 20% | You pay 20% |
| Vision | |||
| Routine Eye Exam (every 12 months) | Not included | You pay $20 | You pay $20 |
| Glass Frames (every 24 months) | Not included | $100 Allowance | $100 Allowance |
| Glass Lenses (every 12 months) | Not included | You pay $25 | You pay $25 |
| Contacts (every 12 months) | Not included | You pay $25 | You pay $25 |
| Hearing | |||
| Hearing Exam (every 12 months) | Not included | You pay $0 | You pay $0 |
| Hearing Aids (every 12 months) | Not included | $499-$799 discount on Vista Models | $499-$799 discount on Vista Models |
| Other Benefits | |||
| Gym | Yes | Yes | Yes |
| New to Medicare Discount per month for 12 months | $25 | $25 | $25 |
| Household Discount | 7% | 7% | 7% |
| Autopay Discount | $3 | $3 | $3 |
| Over-the-Counter Benefits (quarterly) | No | $100 | $100 |
| American Automobile Association Membership | No | No | Yes |
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Price will display on this page. Estimated price is based on non-smoking applicants and include a discount for autopay. |
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| Enrollment | Enroll in Plan G | Enroll in Plan G Extra | Enroll in Plan G Inspire |
Some takeaways from the chart above:
- All Medigap Gs require that you pay the Part B Deductible
- Medigap G Extra and G Inspire offer the same benefits as standard G, but add hearing, vision and Over-the-Counter benefits
- Medigap G Inspire is identical to G Extra, but also comes with an AAA membership
Blue Shield Medigap G, G Extra and G Inspire: Background
Blue Shield of California, an independent member of the Blue Shield Association, is a nonprofit health plan dedicated to providing Californians with access to high-quality health care at an affordable price.
According to AHIP “State of Medigap 2020,” Plan G is currently the number one selling Medigap plan on the market. Blue Shield was one of the first to offer additional ancillary benefits to Medigap Plan G in the form of vision, hearing and roadside assistance.
Blue G Extra and G Inspire offer hearing and vision benefits. Since both plans are relatively new Medicare Supplement plans, they have a pool of younger members. This may allow the plans to be better priced. The Blue Shield G Inspire is not available in all markets.
If you have more questions or want to enroll over the phone, call us at 800-930-7956 or schedule a time with one of our agents. You can also enroll online in less than 5 minutes.
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