How does California’s Medigap Birthday Rule work?

California's Medicare Supplemental Insurance law (AKA "Birthday Rule") allows Medigap members to switch to a different insurance plan or provider during the 30 days following the members month of birth. To take advantage of this rule, you must:

Health Net’s Innovative F Medigap plan

Health Net of Calfornia announced today that they will be offering hearing and vision benefits as part of their new Innovative Plan F Medicare Supplement (Medigap) Plan.

Anthem Blue Cross Innovative Plan F Medigap

Anthem Blue Cross Innovative Medigap Plan F is the first Medigap plan available in California, Nevada and Kentucky that offers bundled vision and hearing aid benefits

Do You Need Medicare Part B?

Ever wonder if you really need Medicare Part B? For most people over 65 the answer is yes. Read on to learn about the exceptions to the rule.

Medicare Part D Drug Penalty

The late enrollment penalty is an amount that may be added to a person’s monthly Part D premium. A person enrolled in a Medicare drug plan may owe a late enrollment penalty if he or she goes without Part D or other creditable prescription drug coverage after the end of his or her Initial Enrollment Period for Part D coverage.

Can I get a Medigap plan if I am under 65?

It is not required by federal law for insurance companies to sell Medigap policies to people under 65 years of age. Many states, however, have separate laws that require a Medigap option for Medicare-eligible individuals who are under 65. That means that under 65 individuals may or not be able to purchase a Medigap plan depending on which state you live in.

Switching Medigap Plans? Here are your Options

If you live in a state that offers a Medigap Birthday Rule or Medigap Anniversary rule, you can switch plans every year without having to answer medical questions. There's one small catch...

Switching Medigap Plans: Complete Details

If you're enrolled in a Medicare Supplement plan you may have been told switching plans can be difficult. This can be true, but we've found Medigap life hacks that might...

Can’t afford Medigap Plan F? Consider Plan G

Medigap Plan F was once the most popular, most comprehensive (and often most expensive) plan available. This has recently changed as Medigap Plan G is now a better deal in almost every market.

Medigap: Most Popular Plans in 2020

As you may know Medigap underwent some changes in 2020, which means that the Medigap plans worth considering have also changed.

How to avoid Medicare Excess Charges

Part B Excess charges occur when a doctor overcharges Medicare more than the Medicare-approved amount, up to a maximum of 15%. This happens when the healthcare provider does not accept Medicare assignment and decides to charge on top of that.

Washington allows enrollees to switch Medigap plans

Most states allow seniors to switch Medigap plans at anytime of the year by answering health questions. Washington State, on the other hand, allows you to switch your Medigap to another Medigap without going through medical underwriting. This can also be done all year long and the only exception is Medigap Plan A, which does not offer this chance.