Do You Need Medicare Part B?

Ever wonder if you really need Medicare Part B? For most people over 65 the answer is yes. Read on to learn about the exceptions to the rule.

Medicare Part D Drug Penalty

The late enrollment penalty is an amount that may be added to a person’s monthly Part D premium. A person enrolled in a Medicare drug plan may owe a late enrollment penalty if he or she goes without Part D or other creditable prescription drug coverage after the end of his or her Initial Enrollment Period for Part D coverage.

Can I get a Medigap plan if I am under 65?

It is not required by federal law for insurance companies to sell Medigap policies to people under 65 years of age. Many states, however, have separate laws that require a Medigap option for Medicare-eligible individuals who are under 65. That means that under 65 individuals may or not be able to purchase a Medigap plan depending on which state you live in.

Switching Medigap Plans? Here are your Options

If you live in a state that offers a Medigap Birthday Rule or Medigap Anniversary rule, you can switch plans every year without having to answer medical questions. There's one small catch...

Switching Medigap Plans: Complete Details

If you're enrolled in a Medicare Supplement plan you may have been told switching plans can be difficult. This can be true, but we've found Medigap life hacks that might...

Can’t afford Medigap Plan F? Consider Plan G

Medigap Plan F was once the most popular, most comprehensive (and often most expensive) plan available. This has recently changed as Medigap Plan G is now nearly a better deal in most every market. Why??? we have one word for you

Medigap: Most Popular Plans in 2020

As you may know Medigap will undergo some changes in 2020, which means that the Medigap plans worth considering are also changing.

How to avoid Medicare Excess Charges

Part B Excess charges occur when a doctor overcharges Medicare more than the Medicare-approved amount, up to a maximum of 15%. This happens when the healthcare provider does not accept Medicare assignment and decides to charge on top of that.

Washington allows enrollees to switch Medigap plans

Most states allow seniors to switch Medigap plans at anytime of the year by answering health questions. Washington State, on the other hand, allows you to switch your Medigap to another Medigap without going through medical underwriting. This can also be done all year long and the only exception is Medigap Plan A, which does not offer this chance.

How Can Medicare Advantage Really Cost $0?

Medicare Advantage plans can really cost you $0 per month. Let us explain how this is possible.

How to switch from Medigap Plan F to Plan G

Many of our clients ask us to help them switch from Medigap Plan F to Medigap Plan G. We can do this and have done this hundreds of times. The reason is simple: Plan G is less expensive than G and there is speculation that because of the...

New Medigap Plan G Extra in California

Blue Shield of California has just introduced its brand new Medicare Supplement Plan G Extra. This plan has all the benefits offered by regular Plan G and includes extra benefits such as vision, hearing aid, physician consultation, over-the-counter items benefits, SilverSneakers, and NurseHelp 24/7 benefits.